Finance on your terms.
Founded in 2026, YFINIQ was built to counter the noise, anxiety, and data-harvesting of modern financial tools. We believe in intentional wealth building through awareness, not automation.
Our Philosophy
The financial software industry has a deeply ingrained problem: it treats your data as the product. Bank aggregators scrape your credentials, algorithms suggest credit cards you don't need, and automated tracking disconnects you from the reality of your spending.
We built YFINIQ to change this narrative. Our core belief is that automation breeds apathy, while manual tracking builds awareness. We don't connect to your bank, we don't sell your data, and we don't serve ads.
Instead, we provide a calm, privacy-first ledger designed for you to intentionally manage your net worth.
The Founder
Mohamed Eljihad — Rabat, Morocco
As an engineer and designer, I found myself frustrated by the state of personal finance tools. The market offered two extremes: complex, ugly spreadsheets that required an accounting degree, or beautiful apps that secretly sold my spending habits to the highest bidder.
YFINIQ is the tool I wanted for myself: world-class design, strict zero-knowledge privacy, and a philosophy that encourages you to actually look at your money. It's built independently in Rabat, Morocco, completely bootstrapped and customer-funded.
Our Core Principles
Privacy by Design
Your data is encrypted and isolated. We couldn't read your ledger even if we wanted to.
No Aggregators
We never ask for your bank login. No third-party scraping, zero security risks.
Data Portability
It's your money and your data. Export your entire history to JSON at any time.